Jm Low Duration Fund Datagrid
Category Low Duration Fund
BMSMONEY Rank 9
Rating
Growth Option 27-01-2026
NAV ₹38.26(R) +0.06% ₹39.41(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.8% 6.92% 5.67% 5.56% -%
Direct 7.26% 7.39% 6.12% 5.91% -%
Benchmark
SIP (XIRR) Regular 5.82% 6.83% 6.41% 6.36% -%
Direct 6.32% 7.3% 6.87% 6.79% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
3.34 4.43 0.7 5.52% 0.09
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.38% 0.0% 0.0% 0.14 0.23%
Fund AUM As on: 30/12/2025 193 Cr
Top Low Duration Fund
Fund Name Rank Rating
Icici Prudential Savings Fund 1
UTI Low Duration Fund 2
Axis Treasury Advantage Fund 3
Nippon India Low Duration Fund 4

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
JM Low Duration Fund (Regular) - Daily IDCW 10.82
0.0000
0.0200%
JM Low Duration Fund (Direct) - Daily IDCW 10.85
0.0000
0.0000%
JM Low Duration Fund (Regular) - Fortnightly IDCW 11.09
0.0100
0.0600%
JM Low Duration Fund (Direct) - Fortnightly IDCW 11.13
0.0100
0.0600%
JM Low Duration Fund (Regular) - Weekly IDCW 11.42
0.0100
0.0600%
JM Low Duration Fund (Direct) - Weekly IDCW 11.46
0.0100
0.0600%
JM Low Duration Fund - Bonus Option - Principal Units 23.05
0.0100
0.0600%
JM Low Duration Fund (Direct) - Bonus Option - Principal Units 23.73
0.0200
0.0600%
JM Low Duration Fund (Regular) - Growth Option 38.26
0.0200
0.0600%
JM Low Duration Fund (Direct) - Growth 39.41
0.0200
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

Jm Low Duration Fund is the 9th ranked fund in the Low Duration Fund category. The category has total 19 funds. The Jm Low Duration Fund has shown an average past performence in Low Duration Fund. The fund has a Jensen Alpha of 5.52% which is higher than the category average of 5.29%. Here the fund has shown very good performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 3.34 which is higher than the category average of 3.19.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Low Duration Mutual Funds are a category of debt mutual funds that invest in debt and money market instruments with a portfolio duration of 6 to 12 months. These funds aim to provide relatively stable returns with lower interest rate risk compared to longer-duration debt funds. They invest in a mix of instruments such as government securities, corporate bonds, and money market instruments. Low Duration Mutual Funds are ideal for conservative investors seeking stable returns with lower interest rate risk. These funds invest in debt and money market instruments with a portfolio duration of 6 to 12 months, making them less sensitive to interest rate changes compared to long-duration funds. While they offer moderate returns with relatively lower risk, they may underperform in a falling interest rate environment. Investors should carefully assess their risk tolerance, investment horizon, and financial goals before investing in these funds. Additionally, choosing funds managed by experienced professionals can help optimize risk-adjusted returns.

Jm Low Duration Fund Return Analysis

  • The fund has given a return of 0.23%, 1.2 and 2.75 in last one, three and six months respectively. In the same period the category average return was 0.23%, 1.22% and 2.75% respectively.
  • Jm Low Duration Fund has given a return of 7.26% in last one year. In the same period the Low Duration Fund category average return was 7.33%.
  • The fund has given a return of 7.39% in last three years and ranked 16.0th out of 19 funds in the category. In the same period the Low Duration Fund category average return was 7.55%.
  • The fund has given a return of 6.12% in last five years and ranked 15th out of 17 funds in the category. In the same period the Low Duration Fund category average return was 6.36%.
  • The fund has given a SIP return of 6.32% in last one year whereas category average SIP return is 6.36%. The fund one year return rank in the category is 12th in 19 funds
  • The fund has SIP return of 7.3% in last three years and ranks 14th in 19 funds. Icici Prudential Savings Fund has given the highest SIP return (7.57%) in the category in last three years.
  • The fund has SIP return of 6.87% in last five years whereas category average SIP return is 7.01%.

Jm Low Duration Fund Risk Analysis

  • The fund has a standard deviation of 0.38 and semi deviation of 0.23. The category average standard deviation is 0.41 and semi deviation is 0.26.
  • The fund has a beta of 0.19 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Low Duration Fund Category
  • Good Performance in Low Duration Fund Category
  • Poor Performance in Low Duration Fund Category
  • Very Poor Performance in Low Duration Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.19
    0.19
    		0.13 | 0.24 9 | 19 Good
    3M Return % 1.07
    1.08
    		0.96 | 1.32 11 | 19 Average
    6M Return % 2.50
    2.47
    		2.21 | 2.82 6 | 19 Good
    1Y Return % 6.80
    6.77
    		6.18 | 7.42 8 | 19 Good
    3Y Return % 6.92
    6.99
    		6.43 | 7.71 13 | 19 Average
    5Y Return % 5.67
    5.83
    		5.19 | 7.17 12 | 17 Average
    7Y Return % 5.56
    6.02
    		5.40 | 6.91 14 | 17 Average
    1Y SIP Return % 5.82
    5.80
    		5.25 | 6.50 8 | 19 Good
    3Y SIP Return % 6.83
    6.82
    		6.27 | 7.45 9 | 19 Good
    5Y SIP Return % 6.41
    6.48
    		5.87 | 7.13 10 | 17 Good
    7Y SIP Return % 6.36
    5.85
    		5.21 | 6.47 3 | 17 Very Good
    Standard Deviation 0.38
    0.41
    		0.37 | 0.52 3 | 19 Very Good
    Semi Deviation 0.23
    0.26
    		0.22 | 0.40 2 | 19 Very Good
    Sharpe Ratio 3.34
    3.19
    		2.03 | 4.56 7 | 19 Good
    Sterling Ratio 0.70
    0.70
    		0.65 | 0.77 9 | 19 Good
    Sortino Ratio 4.43
    3.94
    		1.21 | 8.89 4 | 19 Very Good
    Jensen Alpha % 5.52
    5.29
    		4.80 | 5.79 3 | 19 Very Good
    Treynor Ratio 0.09
    0.08
    		0.05 | 0.11 3 | 19 Very Good
    Modigliani Square Measure % 14.56
    13.75
    		12.57 | 14.73 2 | 19 Very Good
    Alpha % -1.05
    -1.02
    		-1.52 | -0.33 10 | 19 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Rotate the phone! Best viewed in landscape mode on mobile.
    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.23 0.23 0.19 | 0.28 9 | 19 Good
    3M Return % 1.20 1.22 1.11 | 1.35 12 | 19 Average
    6M Return % 2.75 2.75 2.58 | 2.88 11 | 19 Average
    1Y Return % 7.26 7.33 7.06 | 7.54 13 | 19 Average
    3Y Return % 7.39 7.55 7.32 | 7.83 16 | 19 Poor
    5Y Return % 6.12 6.36 6.06 | 7.29 15 | 17 Average
    7Y Return % 5.91 6.53 5.51 | 7.13 15 | 17 Average
    1Y SIP Return % 6.32 6.36 6.04 | 6.63 12 | 19 Average
    3Y SIP Return % 7.30 7.38 7.14 | 7.57 14 | 19 Average
    5Y SIP Return % 6.87 7.01 6.76 | 7.23 12 | 17 Average
    7Y SIP Return % 6.79 6.36 6.05 | 6.79 1 | 17 Very Good
    Standard Deviation 0.38 0.41 0.37 | 0.52 3 | 19 Very Good
    Semi Deviation 0.23 0.26 0.22 | 0.40 2 | 19 Very Good
    Sharpe Ratio 3.34 3.19 2.03 | 4.56 7 | 19 Good
    Sterling Ratio 0.70 0.70 0.65 | 0.77 9 | 19 Good
    Sortino Ratio 4.43 3.94 1.21 | 8.89 4 | 19 Very Good
    Jensen Alpha % 5.52 5.29 4.80 | 5.79 3 | 19 Very Good
    Treynor Ratio 0.09 0.08 0.05 | 0.11 3 | 19 Very Good
    Modigliani Square Measure % 14.56 13.75 12.57 | 14.73 2 | 19 Very Good
    Alpha % -1.05 -1.02 -1.52 | -0.33 10 | 19 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Jm Low Duration Fund NAV Regular Growth Jm Low Duration Fund NAV Direct Growth
    27-01-2026 38.257 39.4106
    23-01-2026 38.2351 39.3857
    22-01-2026 38.2302 39.3802
    21-01-2026 38.2051 39.3538
    20-01-2026 38.2054 39.3534
    19-01-2026 38.2101 39.3578
    16-01-2026 38.2105 39.3564
    14-01-2026 38.2162 39.3612
    13-01-2026 38.2258 39.3704
    12-01-2026 38.2412 39.3858
    09-01-2026 38.2201 39.3623
    08-01-2026 38.2182 39.3598
    07-01-2026 38.2167 39.3577
    06-01-2026 38.2239 39.3645
    05-01-2026 38.2187 39.3586
    02-01-2026 38.2077 39.3455
    01-01-2026 38.2103 39.3476
    31-12-2025 38.2021 39.3387
    30-12-2025 38.1828 39.3182
    29-12-2025 38.1844 39.3193

    Fund Launch Date: 25/Sep/2006
    Fund Category: Low Duration Fund
    Investment Objective: To generate stable long term returns with low risk strategy and capital appreciation/accretion besides preservation of capital through investments in Debt & Money Market instruments such that the Macaulay duration of the portfolio is between 6 months - 12 months.
    Fund Description: Open Ended Debt Low Duration Fund
    Fund Benchmark: Crisil Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.